12:45 - twelve fourty-five или quarter to one
12:55 - twelve fifty-five или five (minutes) to one
13:10 - ten (minutes) past one или one ten
13:20 - twenty (minutes) past one или one twenty
18:20 - six twenty или twenty (minutes) past six
19:35 - seven thirty-five или twenty-five (minutes) to eight
20:45 - quarter to nine или eight fourty-five
22:00 - ten o'clock
22:15 - quarter past ten или ten fifteen