Present Simple He lives in this flat. We are here. I study English.
Present Perfect He has lived in this flat. We have been here. I have studied English.
Past Simple He lived in this flat. We were here. I studied English.
Present Continuous He is living in this flat. We are here. I am studying English.
Present Perfect Continuous He has been living in this flat. We have been here( формы Present Perfect Continuous нет) I have been studying English.
Future Simple He will live in this flat. We will be here. I will study English.