3.40 – twenty (minutes) to four
4.15 – fifteen (minutes) past four
6.50 – ten (minutes) to seven
7.05 - five (minutes) past seven
1.10 – ten (minutes) past one
2.30 – a half past two
4.35 – twenty five (minutes) to five
8.10 – ten (minutes) past eight
9.40 – twenty (minutes) to ten
12.16 – sixteen (minutes) past twelve